Executive Vice President
Did you know that 50% of the population requires some type of vision correction? That is why vision plans typically receive high ranks from employees when they’re asked to rank the benefits they are offered from their employers.
There are many forms of vision insurance. Typically, your health insurance program will include coverage for an annual vision exam. As part of Health Care reform, insurers are now required to include an annual pediatric eye exam as part of the Essential Health Benefits.
If you’ve purchased glasses recently, you know how much they can cost – after all the add-ons, costs can be as high as $600, $800 or even as much as $900 or more by the time you are done. For most people, it would be difficult to simply write a check or put that expense on a credit card without some planning upfront. This is where a vision plan can help.
Discount programs may be available with your dental or another employee benefit program. These programs typically provide a 10 – 15% discount when you purchase qualified products or receive vision services from an in network provider.
There are also programs like Contact Fill or 1-800 CONTACTS, which allow you to purchase your contact lenses at a discount through their mail order service. Typically, these two programs are free of charge and are available to you and your family members as a “value added” service.
Full service vision plans may include coverage for exams and are designed to provide coverage for materials, such as frames, lenses and contact lenses. When considering or evaluating a full service plan, get the answers to these important questions:
Considering these tips can help you get the most value from your vision program.