For kids participating in school sports, August marks the return of team practice. That’s great news, right? Getting the kids off the couch and active again!
Here’s the not so good news. According to the National Safety Council, there are over 30 million hospital emergency room visits each year due to accidental injuries. Of these, over 20 percent are the result of a sports-related activity for individuals between ages five and 24. In addition to sports-related injuries:
Your medical insurance may cover most of the expenses, but what about co-pays and those high deductibles? There are also wage and productivity losses to consider. You may even find that you have transportation, lodging, and child care expenses to pay for. The bottom line is that if an accident occurs, your out-of-pocket costs can really add up. This is where accident insurance fits in.
The benefits included in an accident plan vary from insurance carrier to insurance carrier, but most have the following features.
Go home team!