Michelle Braddock, Executive Vice President, email@example.com
Did you know that millennials have become the nation’s largest living population? Millennials, also known as “Gen Y,” are projected to surpass 75 million this year. In fact, more than 1 in 3 American workers is a millennial. That means millennials – those workers age 18-34 – have the largest share of the country’s workforce, and this number will only increase as more finish college and enter the workforce.
That’s a big deal for employers, and here’s why.
Every generation has their own unique set of characteristics and expectations. Millennials are no different, which is why it’s important for employers to know more about this group and, more importantly, how to recruit them.
According to recent research by SHRM, just under half of all millennials consider their overall benefits package to be very important toward their job satisfaction. So, let’s take a look at what matters most to millennials when choosing their benefits:
Millennials challenge employers to provide a benefits program that appeals to the unique needs of their generation. When this challenge is met through a combination of core benefits (such as medical, dental, and retirement) and voluntary benefits (such as accident, critical illness, and supplemental life insurance), employers find that they end up with a benefits program that appeals to the needs of the individual, regardless of the generation. How? By allowing employees to choose from a variety of benefits that can be customized to their specific needs.
Embracing some of these concepts in your organization’s recruitment, retention, and communication efforts, will help you become more appealing as an employer to all generations and will help you build a stronger connection with the powerful millennial generation.
Forrest Ross, CFP®, RICP®, Retirement Services Director, firstname.lastname@example.org
When it comes to choosing a financial advisor, you should work with an advisor you feel comfortable with, who understands your needs and, most importantly, one that you can trust. But these days it can be hard to know who has the real expertise.
Most people think financial planners are all the same; however, anyone can use the title “financial planner.” Only those who have fulfilled the certification and ongoing education of professional designations represent a high level of competency, ethics, and professionalism.
Many people also don’t understand the basic differences between brokers, investment advisors, insurance agents, and financial planners—let alone the numerous designations that many financial advisors add to their titles. Here are three things to think about when evaluating a financial advisor’s designations:
The financial professionals at ISG Advisors have earned several designations through the American College and the College for Financial Planning by completing a series of courses and passing proctored exams. To maintain these designations, ISG’s account executives must meet stringent ethics requirements and participate in several hours of continuing education each year. Here’s what our designations mean to clients:
Whether it’s budgeting, planning for retirement, saving for education, managing taxes and insurance coverage, or all the above, financial planning means much more than just investing. Working with professionals who have committed the time and resources to become experts in their field, who are held to rigorous ethical standards, and who understand all the complexities of the changing financial climate can bring all the financial pieces together and make objective, unbiased recommendations that are in the best interest of their client.
Mike Gorski, RD, CD, MG FitLife
Throughout the country, February is known as National Heart Health Month. Keeping your heart healthy is absolutely key to a long, enjoyable life. Participating in regular exercise, eating a balanced diet full of fruits and vegetables, healthy fats, and quality protein sources are all things you can do to improve your heart health.
Reducing sodium intake, cutting out the trans-fats (cookies, premade baked goods, fried foods, etc), limiting your highly processed carbohydrates, and sitting less are all things that you can also work on cutting out of your life to help improve your heart health.
However, there are a few specific days in February that relate to heart health in more detail.
February 8 – Oatmeal Day
Oatmeal is a great source of complex, high fiber carbohydrates. The fiber in oatmeal can help lower your bad cholesterol and improve heart health. A half cup of uncooked oats contains 28 grams of carbohydrate, and 4 grams of heart-healthy fiber.
February 16 – Almond Day
Almonds are a fantastic source of heart-healthy fats. Most of the fat in almonds and other nuts is heart-healthy monounsaturated and polyunsaturated fat. Eaten in moderation, nuts can be an important part of a healthy diet. Almonds also are a source of Vitamin E.
February 26 – Pistachio Day
Another awesome source of heart-healthy monounsaturated fat, pistachios are a great snack to help with late afternoon hunger. Buy them in their shells, as this makes it harder to over eat them. Even though they are a very healthy food, nuts are very calorically dense, and when it comes to weight control all calories matter.
February 27 – Strawberry Day
A half cup of strawberries has about 25 calories and adds important vitamin C, fiber, and potassium to our diet. Potassium helps with heart health by counteracting the blood pressure raising effects of sodium, aka salt.